Does your credit card work for you? Learn from credit card reviews how to make a credit card work for you!
February 26th, 2010 ccblogger
The number of American citizens that are projected to go on vacation this year is dramatically lower than it has been for the past several years. More and more Americans are concerned with putting food on the table, instead of going on vacation. As the economy continues to spiral downward, airlines are desperately trying to keep their businesses up and going.
Many different airline and airfare booking agencies have had to drastically lower the price of airplane tickets. This is a completely different strategy than they had to employ only a few years ago. When the price of oil got to be over $140 per barrel, airlines took advantage of the surge and began charging high airfares. However, the tide has turned in a major way.
In order for many of these airlines to stay in business, they are having to cut the price of a seat. In order to fill seats, the price of an airplane ticket has dropped over 40% in the past year. Similarly, the price of an airplane ticket has recently reached a two-year low.
It has been quite some time since airlines have had to deal with this drastic of decrease in ticket sales. After September 11, 2001, many airlines faced bankruptcy simply because consumers were afraid to fly due to the ever-increasing threat of terrorist attacks. Now nine years later, consumers may think twice about flying. Not necessarily because of terrorism, but because of their pocketbooks. If someone spends, say $500, on airline tickets, there is no telling when that $500 will be desperately needed.
However, you can capitalize on discount airplane tickets by using your cash back credit card. Not only will you be able to fly for a discounted rate, but you will be earning points with your cash back credit card program. Combining these two great “offers” is the way to go. Earn points while you fly and fly for almost free.
Posted in Cash Back Credit Card, Economy | No Comments »
February 23rd, 2010 ccblogger
How many credit card offers do you get in the mail on a daily basis? If you are like every other American, you probably get quite a lot and are probably quite sick of it.
Not only are these credit card offers annoying, but they really aren’t very beneficial. They aren’t the best credit card offers and really don’t offer you anything spectacular. Plus, in order to take advantage of these offers, you have to fill out a paper application and then wait for several weeks to hear your response.
In order to get a really good credit card offer, you have to look online. Credit cards affiliate programs are able to offer incredible rewards, interest rates, terms and conditions and much more. You can even fill out the application right then and there and have a decision in under sixty seconds.
That’s right. You can be instantly approved for the credit card of your dreams. You just have to know where to look. Look online. The Internet is home to more valuable credit card offers than you would ever know what to do with. And, you can be approved for these cards in less than a minute.
You don’t have to have perfect credit to sign up for these instant approval credit cards. In fact, many of the instant approval credit cards are available to all credit types. So, whether you are trying to build your credit, rebuild your credit or maintain your credit…instant approval credit cards are the way to go.
It’s time to simplify your life. Start by finding the credit card you want and be instantly approved today. Use the internet to find out which instant approval credit cards are right for you and your family today.
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February 9th, 2010 ccblogger
Americans live off of credit cards. Reward credit cards have become extremely popular in the past few years. If you want to get the most out of your credit card experience, you need to make sure that you have the necessary tools in your wallet.
Of course we are talking about the necessary financial tools. After all, what sense does it make to use a credit card if it isn’t going to do you any good? You might be using your old credit card because you have an amazing rate or incredible terms and conditions. What you probably don’t realize is that you can easily get the same benefits plus much, much more.
Imagine taking advantage low rates, outstanding terms, non-existent fees, AND rewards. This is all extremely possible with a credit card from Capital One. Capital One credit cards come with everything you could possible wish for in a credit card. You can even design your own card and put any picture you’d like on it.
Capital One credit cards are not specifically geared toward any particular consumer group. Capital One has credit cards tailored for everyone. These include people with excellent credit, average credit and more. You can choose from many different credit card types as well. These include travel reward credit cards, cash back credit cards, reward credit cards that allow you to accumulate points and then redeem those points for great stuff, etc.
Capital One gives you, the consumer, more options and choices than any other credit card company. These credit cards are accepted everywhere. Why not take advantage of extra rewards when you are already using a credit card for your everyday purchases? It’s time to get a little something extra. It’s time to make sure you have the necessary financial tools to assist you and your family, especially in today’s economy. It’s time to get a Capital One card.
Posted in Credit Card Offers | No Comments »
February 2nd, 2010 ccblogger
Credit cards are a wonderful entity when used correctly. Consumers who use their credit cards responsibly find a great deal of financial freedom from their credit cards. When used correctly, credit cards can become a liberating financial resource.
Some credit cards are better than others. The Chase Freedom credit card is one of those few that really pay off.
The Chase Freedom is one of very few cards that pays you immediately. One of the few cash back credit cards that truly delivers, the Freedom card from Chase pays $50 after the first purchase is made using the card.
The Chase Freedom card is simple to use. Unlike other cards that use confusing spending tiers, the Freedom cash back credit card pays the same percentage every single time. For every dollar you spend, you will automatically earn 1% cash back. You don’t have to worry about earning a certain percentage here and a certain percentage there. You’ll get 1% back everywhere.
Chase allows their customers to earn extra money back. Each time you shop online with Chase’s premier partners, you can earn 10% cash back. With some of these vendors, you can even earn 20% cash back. These purchases are great because you can do your shopping online and get up to 20% cash back. The Freedom card also lets you earn 3% cash back when you make purchases in categories such as home improvement categories, gas, department stores, etc.
Chase Freedom doesn’t just offer great cash back rewards. It also comes with a 0% APR. That means that you can start earning cash back before you even have to make an interest payment. There also is no annual fee associated with the Freedom card. Fitting. No annual fee for a ‘Freedom’ card.
The Freedom credit card from Chase is one of very few credit cards that actually put you a head. Free up your finances with the incredible terms and conditions that come with the Chase Freedom cash back credit card.
Posted in Cash Back Credit Card, Chase Credit Cards | No Comments »
September 30th, 2009 ccblogger
Wouldn’t it be nice to have a credit card with a low rate? Low rate credit cards are few and far between these days, especially after the collapse of the American credit industry.
Wouldn’t it be nice to have a credit card with a low interest rate? How low? 8.75%. I bet you’ve never heard of a credit card with that low of an interest rate. That low of an interest rate is only seen on mortgages and auto loans, right? Wrong.
The IBERIABANK Visa Select card allows people with excellent credit to take advantage of a low interest rate. Consumers with excellent credit are finally given some real benefits and options with the IBERIABANK Visa Select card.
The IBERIABANK Visa Select comes with an automatic 8.75% interest rate. That means that your interest rate will always be Prime plus 5.5% throughout the life of your account. This card also comes with a specialized introductory period unlike many others. The IBERIABANK Visa Select’s introductory period comes with a 8.75% APR on all balance transfers for the first twelve billing cycles. In addition, balance transfers do not come with a transaction fee, ever.
This Visa comes with a $45 annual fee. That is such a small price to pay for such incredible credit card features and options. In fact, you would spend much more than that on interest payments with a different credit card with a much higher interest rate.
The IBERIABANK Visa Select card proves that the lender trusts its customers. It offers them an incredible and unheard of low interest rate. It offers them a fixed interest rate (also virtually unheard of). It offers them free online account management resources. It offers them a 25 day grace period.
Credit card offers like this simply don’t exist. If you have excellent credit, it is time that you are rewarded and take advantage of this incredible offer. You deserve to have a fixed interest rate credit card. You deserve to have a credit card with an interest rate of 8.75%. You deserve the IBERIABANK Visa Select.
Be sure to check out other IBERIABANK credit cards designed for applicants with excellent credit.
Posted in Uncategorized | No Comments »
September 26th, 2009 ccblogger
My husband and I were tired of getting absolutely nothing from our credit card company. So, we decided that it was time to get a reward credit card. There is a countless number of reward credit cards out there, so we weren’t quite sure which one to go with.
We looked at gas reward credit cards, cash-back credit cards, generic reward credit cards that allow you to redeem points for a variety of rewards, and travel reward credit cards. After doing a bit of research, we decided to sign up for the Delta Platinum American Express credit card.
We decided on this card because it seemed to fit our financial needs better than the other cards that we considered. It came with a low interest rate and we were had the potential of being approved because of our excellent credit rating.
It only took about 10 minutes to fill out the credit application from start to finish. What was even better is that the Platinum Delta SkyMiles card comes with the Express Approval guarantee. We were approved in less than 60 seconds.
American Express has already been great to work with. They shipped our cards to us immediately so that we could start using them. What was the first thing we bought with our new credit cards? New luggage. Plus, the Platinum Delta SkyMiles card gave us an additional 20,000 SkyMiles just for buying that luggage!
The Platinum Delta SkyMiles card has been great. We have been treated fairly by both American Express and Delta. We also earn one SkyMile for every dollar we spend. For us, we put all of our monthly purchases on our Platinum Delta card and pay off the entire balance every month. We earn the most SkyMiles this way.
I have already been recommending the Platinum Delta SkyMiles card to my friends and will continue to do so because it is such a fantastic credit card.
Mary V.
Posted in American Express Credit Card | No Comments »
September 12th, 2009 ccblogger
The Simmons First Visa credit card is one of the best credit cards on the market today. You can choose between the Simmons First Visa Platinum credit card or the Simmons First Visa Platinum Rewards credit card. Either way, you are sure to be ahead of the game.
The main difference between the two cards is that the Simmons First Visa Platinum card comes with a low interest rate of 7.25%, while the Simmons First Visa Platinum Rewards card comes with a slightly higher interest rate of 9.25% with added rewards.
The Simmons First Visa Platinum Rewards credit card was designed for individuals with excellent credit. Sometimes, people with excellent credit are just given the option of receiving a low interest rate or rewards…not both. Simmons First solved this dilemma by offering the Simmons First Visa Platinum Rewards card.
For every dollar that is spent, you will receive 1 point. Points can be accumulated quickly depending on how much you use your credit card and how determined you are to save those accumulated points. Points can be redeemed for airline tickets, hotels, vacation packages, cruises, car rentals and restaurants.
The nice thing about reward redemption with the Simmons First Visa Reward card is that your points can be redeemed for tickets on any U.S. based airline. These tickets don’t have any blackout dates. You can also choose between first-class tickets or coach tickets. You sit where you want and use how ever many points you want.
All you need to do is decide which is more beneficial to you and your family. A slightly lower APR or rewards. Being able to take advantage of such incredible rewards and only pay a 9.25% interest rate is virtually unheard of. If you are looking to go on vacation or get just a little something more from your credit card, you seriously need to consider the Simmons First Platinum Visa Rewards card. You’ll be glad you did when you receive those credit card statements. You’ll see the amount you owe decrease while the points you earn increase.
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September 9th, 2009 ccblogger
Everyone knows how prepaid credit and debit cards work. You load money on to them and use them until all the money is spent. You can’t spend more money than is on the card and you can reload money onto it at any time.
But, you probably don’t realize how beneficial the READYdebit card is.
READYdebit is different because it comes with virtually no fees-of any kind. For instance, it comes with $0 overdraft fees, Free direct deposit, Free online check writing, Free Online Bill Pay and so much more.
Many prepaid cards require you to keep a certain balance or charge you a certain fee per transaction. The READYdebit card does not come with these frivolous charges. The READYdebit card is dedicated to making your experience fee-free. The READYdebit card comes with less fees than any other prepaid card on the market today.
If you sign up, you’ll get it. The 100% guaranteed approval makes this prepaid debit card nice because it is available to people of all different credit types. If you have good credit, this is a good choice because it will keep your finances well-rounded. If you have no credit, the READYdebit card will help you build credit and get used to using a credit card. If bad credit has been weighing you down, it isn’t a problem anymore with the READYdebit card.
READYdebit is there to make your financial situation fee-free. It is the perfect card to help you build, rebuild or maintain your credit. READYdebit comes with many perks, including free online bill pay and direct deposit. It’s about time you were in good hands financially. Let READYdebit take care of all of your prepaid debit card needs.
Posted in Credit Cards | No Comments »
August 14th, 2009 Admin
How Would You Like…
To earn up to 5% cash back. Have you ever heard of such a high yield reward coming from a credit card? Well, you can earn up to 5% cash back with the Discover Clear Card.
The Discover Clear card is the reward credit card to get if you want to earn more cash back than with any other card.
Most cash back or reward credit cards let you earn up to 1% cash back in certain categories. The Clear card lets you earn five times the rewards in all sorts of different categories. Imagine…five times the rewards.
Discover even rewards you for shopping online. You can earn up to 20% Cashback Bonus points every time you shop online. Shopping online makes it convenient and easy to get what you want, get what you need and be practically paid to do it!
Discover also rewards you for shopping with its Cashback Bonus Partners. This is an exclusive network of retailers that Discover has hand-selected. There are more than 100 retailers to choose from and you will earn double rewards every time you shop within this network.
I know what you are thinking, “I must have to have perfect credit to sign up for the Discover Clear card.” Wrong. All you need is good credit. Good credit will get you approved for this amazing credit card and you can be well on your way to earning up to 5% cash back (up to 20% cash back when you shop online).
Certainly the Discover Clear card is worth it…
-Earn up to 5% cash back
-No annual fee
-0% APR on all balance transfers for the first 12 months
-0% APR on all purchases for the first 6 months
-A low interest rate
What could be better than that?
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July 29th, 2009 Admin
Our society is all about getting things done quickly these days. For example, meals aren’t worth having unless they can be started and completed in under 30 minutes. Things seem to be put off if they can’t be completed quickly. Almost everything in our society has been modified to live this fast lifestyle.
People just aren’t as patient as they used to be. Fast food, drive-thru lanes, express approval lending, etc. There is one thing that has turned to this fast-pace way of living, but hasn’t taken any corners to do so. Instant approval credit cards.
Instant approval credit cards started popping up a few years ago. And, believe me, they are much better than the traditional way of credit card lending.
In the “olden days,” you would have to fill out a paper credit card application and mail it in to the credit card company. Then, you would have to wait for them to receive the application, review the application, make a decision, review the decision, type the approval letter, mail the approval letter and be delivered. This process alone could take weeks to complete.
Then, someone got a great idea to start putting credit card applications online. The only steps that were omitted were the steps in which the application or approval letter went through the mail delivery system. The actual approval process was the exact same. Yet still, it did shave off a week here and a week there.
Then came instant approval credit cards. This has completely revolutionized the credit card industry. Not only is it more convenient for the consumer, but the credit card company is able to market to larger amounts of people and lend to more people this way.
Consumers can fill out a modified application online. Once they hit the “Submit application” button, they only have to wait 60 seconds or less to get their approval decision. It takes less than a minute to know if they have been approved or not and what their credit limit is if they have been approved.
Not every credit card offer comes with the instant approval guarantee, but more and more are moving towards that. Go to www.plasticrewards.com to see a list of instant approval credit cards that is sure to fit your individual financial needs.
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