September 30th, 2009 ccblogger
Wouldn’t it be nice to have a credit card with a low rate? Low rate credit cards are few and far between these days, especially after the collapse of the American credit industry.
Wouldn’t it be nice to have a credit card with a low interest rate? How low? 8.75%. I bet you’ve never heard of a credit card with that low of an interest rate. That low of an interest rate is only seen on mortgages and auto loans, right? Wrong.
The IBERIABANK Visa Select card allows people with excellent credit to take advantage of a low interest rate. Consumers with excellent credit are finally given some real benefits and options with the IBERIABANK Visa Select card.
The IBERIABANK Visa Select comes with an automatic 8.75% interest rate. That means that your interest rate will always be Prime plus 5.5% throughout the life of your account. This card also comes with a specialized introductory period unlike many others. The IBERIABANK Visa Select’s introductory period comes with a 8.75% APR on all balance transfers for the first twelve billing cycles. In addition, balance transfers do not come with a transaction fee, ever.
This Visa comes with a $45 annual fee. That is such a small price to pay for such incredible credit card features and options. In fact, you would spend much more than that on interest payments with a different credit card with a much higher interest rate.
The IBERIABANK Visa Select card proves that the lender trusts its customers. It offers them an incredible and unheard of low interest rate. It offers them a fixed interest rate (also virtually unheard of). It offers them free online account management resources. It offers them a 25 day grace period.
Credit card offers like this simply don’t exist. If you have excellent credit, it is time that you are rewarded and take advantage of this incredible offer. You deserve to have a fixed interest rate credit card. You deserve to have a credit card with an interest rate of 8.75%. You deserve the IBERIABANK Visa Select.
Be sure to check out other IBERIABANK credit cards designed for applicants with excellent credit.
Posted in Uncategorized | No Comments »
September 26th, 2009 ccblogger
My husband and I were tired of getting absolutely nothing from our credit card company. So, we decided that it was time to get a reward credit card. There is a countless number of reward credit cards out there, so we weren’t quite sure which one to go with.
We looked at gas reward credit cards, cash-back credit cards, generic reward credit cards that allow you to redeem points for a variety of rewards, and travel reward credit cards. After doing a bit of research, we decided to sign up for the Delta Platinum American Express credit card.
We decided on this card because it seemed to fit our financial needs better than the other cards that we considered. It came with a low interest rate and we were had the potential of being approved because of our excellent credit rating.
It only took about 10 minutes to fill out the credit application from start to finish. What was even better is that the Platinum Delta SkyMiles card comes with the Express Approval guarantee. We were approved in less than 60 seconds.
American Express has already been great to work with. They shipped our cards to us immediately so that we could start using them. What was the first thing we bought with our new credit cards? New luggage. Plus, the Platinum Delta SkyMiles card gave us an additional 20,000 SkyMiles just for buying that luggage!
The Platinum Delta SkyMiles card has been great. We have been treated fairly by both American Express and Delta. We also earn one SkyMile for every dollar we spend. For us, we put all of our monthly purchases on our Platinum Delta card and pay off the entire balance every month. We earn the most SkyMiles this way.
I have already been recommending the Platinum Delta SkyMiles card to my friends and will continue to do so because it is such a fantastic credit card.
Mary V.
Posted in American Express Credit Card | No Comments »
September 12th, 2009 ccblogger
The Simmons First Visa credit card is one of the best credit cards on the market today. You can choose between the Simmons First Visa Platinum credit card or the Simmons First Visa Platinum Rewards credit card. Either way, you are sure to be ahead of the game.
The main difference between the two cards is that the Simmons First Visa Platinum card comes with a low interest rate of 7.25%, while the Simmons First Visa Platinum Rewards card comes with a slightly higher interest rate of 9.25% with added rewards.
The Simmons First Visa Platinum Rewards credit card was designed for individuals with excellent credit. Sometimes, people with excellent credit are just given the option of receiving a low interest rate or rewards…not both. Simmons First solved this dilemma by offering the Simmons First Visa Platinum Rewards card.
For every dollar that is spent, you will receive 1 point. Points can be accumulated quickly depending on how much you use your credit card and how determined you are to save those accumulated points. Points can be redeemed for airline tickets, hotels, vacation packages, cruises, car rentals and restaurants.
The nice thing about reward redemption with the Simmons First Visa Reward card is that your points can be redeemed for tickets on any U.S. based airline. These tickets don’t have any blackout dates. You can also choose between first-class tickets or coach tickets. You sit where you want and use how ever many points you want.
All you need to do is decide which is more beneficial to you and your family. A slightly lower APR or rewards. Being able to take advantage of such incredible rewards and only pay a 9.25% interest rate is virtually unheard of. If you are looking to go on vacation or get just a little something more from your credit card, you seriously need to consider the Simmons First Platinum Visa Rewards card. You’ll be glad you did when you receive those credit card statements. You’ll see the amount you owe decrease while the points you earn increase.
Posted in reward credit card | No Comments »
September 9th, 2009 ccblogger
Everyone knows how prepaid credit and debit cards work. You load money on to them and use them until all the money is spent. You can’t spend more money than is on the card and you can reload money onto it at any time.
But, you probably don’t realize how beneficial the READYdebit card is.
READYdebit is different because it comes with virtually no fees-of any kind. For instance, it comes with $0 overdraft fees, Free direct deposit, Free online check writing, Free Online Bill Pay and so much more.
Many prepaid cards require you to keep a certain balance or charge you a certain fee per transaction. The READYdebit card does not come with these frivolous charges. The READYdebit card is dedicated to making your experience fee-free. The READYdebit card comes with less fees than any other prepaid card on the market today.
If you sign up, you’ll get it. The 100% guaranteed approval makes this prepaid debit card nice because it is available to people of all different credit types. If you have good credit, this is a good choice because it will keep your finances well-rounded. If you have no credit, the READYdebit card will help you build credit and get used to using a credit card. If bad credit has been weighing you down, it isn’t a problem anymore with the READYdebit card.
READYdebit is there to make your financial situation fee-free. It is the perfect card to help you build, rebuild or maintain your credit. READYdebit comes with many perks, including free online bill pay and direct deposit. It’s about time you were in good hands financially. Let READYdebit take care of all of your prepaid debit card needs.
Posted in Credit Cards | No Comments »