September 26th, 2009 ccblogger
My husband and I were tired of getting absolutely nothing from our credit card company. So, we decided that it was time to get a reward credit card. There is a countless number of reward credit cards out there, so we weren’t quite sure which one to go with.
We looked at gas reward credit cards, cash-back credit cards, generic reward credit cards that allow you to redeem points for a variety of rewards, and travel reward credit cards. After doing a bit of research, we decided to sign up for the Delta Platinum American Express credit card.
We decided on this card because it seemed to fit our financial needs better than the other cards that we considered. It came with a low interest rate and we were had the potential of being approved because of our excellent credit rating.
It only took about 10 minutes to fill out the credit application from start to finish. What was even better is that the Platinum Delta SkyMiles card comes with the Express Approval guarantee. We were approved in less than 60 seconds.
American Express has already been great to work with. They shipped our cards to us immediately so that we could start using them. What was the first thing we bought with our new credit cards? New luggage. Plus, the Platinum Delta SkyMiles card gave us an additional 20,000 SkyMiles just for buying that luggage!
The Platinum Delta SkyMiles card has been great. We have been treated fairly by both American Express and Delta. We also earn one SkyMile for every dollar we spend. For us, we put all of our monthly purchases on our Platinum Delta card and pay off the entire balance every month. We earn the most SkyMiles this way.
I have already been recommending the Platinum Delta SkyMiles card to my friends and will continue to do so because it is such a fantastic credit card.
Mary V.
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September 25th, 2008 Admin
American Express Cash Back Credit Cards
American Express has been rated the best credit card company in terms of customer satisfaction. If you are looking to get a new cash back credit card, American Express is a safe choice. You’ll get great features and excellent customer service. Take the advice of thousands of customers and get an American Express cash back credit card. Here are just a few of the great cash back credit cards that American Express offers.
TrueEarnings from Costco and American Express
-Earn cash back on gas and a $25 statement credit with your first purchase
-Earn cash back on virtually all of your purchases
-Earn 3% cash back on gasoline purchases, 3% for restaurants, 2% for travel, and 1% everywhere else (including Costco)
-No annual fee with a paid Costco membership
-Dual purpose-American Express card and a Costco membership card
-No limit on the amount of cash you can earn
Clear from American Express
-Absolutely no fees of any kind
-Automatic Rewards
-Every time you earn 2,500 points, you get a $25 American Express gift card
-Flexible Payment options-pay in full or carry a balance
-No annual fee
-0% APR for the first 12 months
-World class Cardmember benefits: purchase protection, extended warranty, return protection
-Express approval
Blue Cash from American Express
-Get up to 5% cash back on everyday purchases
-You can even earn cash back on gas purchases
-No annual fee
-0% APR for 12 months on purchases
-Low balance transfer rates
-Express approval
SimplyCash Business Card from American Express
-Get 5% cash back when you buy office supplies and wireless services
-Get 3% cash back on gas purchases up to $12,000 per year
-Get 1% cash back on all other purchases
-No limits to the cash back you can earn
-0% APR for 12 months
-No annual fee
-Flexible payment options
-Get 3-25% cash back when you shop with FedEx, Delta, Hertz, and more
American Express offers the best customer service to its customers. American Express has been rated the best credit card company according to thousands of customer surveys. If you want great benefits and excellent customer service, get an American Express cash back credit card.
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July 25th, 2008 Admin
In the few years that my wife and I have been married, we haven’t been able to travel as much as we would have liked to. I’ve spent the past few years attending school and trying to support our growing family which often doesn’t leave much money left over for things like traveling to visit family, friends or others places we would like to visit. I wanted to try and find a credit card that could give us the flexibility to redeem points for airline flights and hotel stays from our everyday purchases. I decided on the Starwood American Express credit card because the card offers us the ability to redeem points on over 25 airlines and hotel stays at over 900 Starwood Hotels & Resorts throughout the world. It only takes 20,000 points for a free flight versus the normal 25,000 on many of the other airline credit cards we looked at. Getting a free night at a hotel is between 3,000 and 16,000 points depending on the category Starwood uses to classify the particular hotel.
Earlier this year, we used some points to stay overnight at a local Sheraton hotel. This summer we will soon use some more of our points to stay in a hotel on our trip to San Diego. I only have to redeem points for four nights and we get the fifth night free as part of one promotion Starwood has in addition to several others. Using our points to stay in San Diego will save us hundreds of dollars in vacation expenses, allowing us to stretch our vacation budget even further. Redeeming point for free flights and hotel stays isn’t all we can use our points for. Points can be used for receiving gift cards and lots more.
My wife and I use the card on every purchase we make and pay it off every month. Almost every place we shop accepts our American Express card, so we have been able to accrue almost 80,000 points in a very short time. There is a $45 annual fee with the card, but the benefits far outweigh the cost of that fee. Dealing with both the American Express and Starwood Hotels customer service departments has always been excellent. I would recommend this card to anyone who wants the flexibility to redeem points on flights or hotel stays.
Jason S.
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July 24th, 2008 Admin
My husband and I have an Delta SkyMiles American Express Platinum credit card that we love. American Express has come a long way and is accepted at most places, which is really nice. It’s also the only credit card that Costco accepts, so we are able to use it for purchases inside the store as well as for our gas and we get double miles all the time for those purchases. American Express offers double miles on a lot of everyday purchases like gas and groceries and also has a lot of promotional periods where you can earn triple miles and it usually during the holidays, so you are earning lots of miles when you are spending the most money anyway. We also love that we get an itemized list of how we spent our money each year, which is very helpful for budgeting and for tax purposes.
We’ve used our SkyMiles to travel to Hawaii, California (several times), Washington DC, and we just cashed in miles to go to Canada. We love to travel and it’s great not having to pay for our flights anymore. We’ve never had a problem booking a flight or using our miles. We don’t even have to book months in advance. We also get a free companion voucher each year with our platinum card, which more than covers the annual fee. It’s surprising how fast the miles add up and the rising cost of airfare is no longer an issue or problem when planning trips thanks to our credit card!
Jennifer J.
Posted in American Express Credit Card | 1 Comment »