February 2nd, 2010 ccblogger
Credit cards are a wonderful entity when used correctly. Consumers who use their credit cards responsibly find a great deal of financial freedom from their credit cards. When used correctly, credit cards can become a liberating financial resource.
Some credit cards are better than others. The Chase Freedom credit card is one of those few that really pay off.
The Chase Freedom is one of very few cards that pays you immediately. One of the few cash back credit cards that truly delivers, the Freedom card from Chase pays $50 after the first purchase is made using the card.
The Chase Freedom card is simple to use. Unlike other cards that use confusing spending tiers, the Freedom cash back credit card pays the same percentage every single time. For every dollar you spend, you will automatically earn 1% cash back. You don’t have to worry about earning a certain percentage here and a certain percentage there. You’ll get 1% back everywhere.
Chase allows their customers to earn extra money back. Each time you shop online with Chase’s premier partners, you can earn 10% cash back. With some of these vendors, you can even earn 20% cash back. These purchases are great because you can do your shopping online and get up to 20% cash back. The Freedom card also lets you earn 3% cash back when you make purchases in categories such as home improvement categories, gas, department stores, etc.
Chase Freedom doesn’t just offer great cash back rewards. It also comes with a 0% APR. That means that you can start earning cash back before you even have to make an interest payment. There also is no annual fee associated with the Freedom card. Fitting. No annual fee for a ‘Freedom’ card.
The Freedom credit card from Chase is one of very few credit cards that actually put you a head. Free up your finances with the incredible terms and conditions that come with the Chase Freedom cash back credit card.
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October 23rd, 2008 Admin
Insider Tips for the Holiday Shopping Season
Economists around the country are saying that this holiday shopping season will be the worse since 2002. How can that be when Toys-R-Us is planning to hire 35,000 employees nationwide? I personally think that some economists are just way too negative. These economists make it sound like everyone is going to spend their Christmas without any gifts at all. This isn’t the case. Consumer spending is still projected to be high.
Holiday shopping can be a real pain. There are large crowded and even longer lines in every store. It seems like every store is a mess (thanks to careless consumers). Holiday shopping makes it even harder to locate merchandise. But, there are many things you can do to make this holiday shopping season a good one. Just follow each of these insider tips.
1. Pause before you click “Buy.” Obviously, this only applies if you will be doing your holiday shopping online. Before you click “Buy” pause a few seconds. Make sure you use a coupon code before finalizing your purchase. Coupon codes are widely available online, so there is no excuse not to use one and save some extra money!
2. Shop the day BEFORE the big sale…after 6 pm. If the ad says, “Sale starts Saturday,” don’t wait until Saturday. Go after 6:00 p.m. on Friday night. Typically, all the discounts enter the system after 6:00 p.m. the day before. Remember that not every retailer does this, but most do.
3. Get a gift just for you. Who says that the holidays is just about giving to other people? You’ve worked hard this year too. You deserve a gift as much as anyone else. There is nothing wrong with getting a gift that comes with a special bonus, giving the gift away and keeping the bonus for yourself. Fragrance sets are perfect for this. Often times when you buy perfume or cologne, it comes with an additional gift. Give away the fragrance and keep the gift just for you.
4. Make money. It is becoming the norm to get paid while you shop. Many websites offer a percentage cash back when you make a purchase. You can also use your cash back credit cards. Cash back credit cards make it extremely easy to get paid to shop. Some people don’t think that these programs are worth the time. But, trust me, these cash back programs are definitely worth it.
5. Get the “hidden” discounts. Richard Paul Evans shares a financial secret that will come in handy, especially this holiday season. Always ask, “Is that the best you can do?” Don’t be shy. Ask the employees if there are any unadvertised coupons going on. Many times, you can sign up for a store’s loyalty program and get exclusive deals.
There you have it…the insider scoop on holiday shopping. Don’t be afraid to make adjustments to the way you have always shopped. It could make a huge difference this year.
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August 19th, 2008 Admin
Chase Credit Card Review from user:
We originally opened up a Chase Platinum Visa account to help out a friend who needed some quick cash and was willing to pay the cash advance fees. We held onto the card because we needed a buffer while I was attending school and didn’t have a regular full-time job. From our limited experience with Chase, we are relatively pleased. Their customer service is friendly and easy to reach. We have had no problems when interest rate changes, or we needed a balance transferred, or a limit increased/decreased. Overall, it is just a regular credit card that provides the normal, expected service.
Stephen W.
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