The Simmons First Visa credit card is one of the best credit cards on the market today. You can choose between the Simmons First Visa Platinum credit card or the Simmons First Visa Platinum Rewards credit card. Either way, you are sure to be ahead of the game.

The main difference between the two cards is that the Simmons First Visa Platinum card comes with a low interest rate of 7.25%, while the Simmons First Visa Platinum Rewards card comes with a slightly higher interest rate of 9.25% with added rewards.

The Simmons First Visa Platinum Rewards credit card was designed for individuals with excellent credit. Sometimes, people with excellent credit are just given the option of receiving a low interest rate or rewards…not both. Simmons First solved this dilemma by offering the Simmons First Visa Platinum Rewards card.

For every dollar that is spent, you will receive 1 point. Points can be accumulated quickly depending on how much you use your credit card and how determined you are to save those accumulated points. Points can be redeemed for airline tickets, hotels, vacation packages, cruises, car rentals and restaurants.

The nice thing about reward redemption with the Simmons First Visa Reward card is that your points can be redeemed for tickets on any U.S. based airline. These tickets don’t have any blackout dates. You can also choose between first-class tickets or coach tickets. You sit where you want and use how ever many points you want.

All you need to do is decide which is more beneficial to you and your family. A slightly lower APR or rewards. Being able to take advantage of such incredible rewards and only pay a 9.25% interest rate is virtually unheard of. If you are looking to go on vacation or get just a little something more from your credit card, you seriously need to consider the Simmons First Platinum Visa Rewards card. You’ll be glad you did when you receive those credit card statements. You’ll see the amount you owe decrease while the points you earn increase.

This entry was posted on Saturday, September 12th, 2009 at 10:20 am and is filed under reward credit card. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.