The Perfect Cash Back Credit To Fit Your Style
The Perfect Cash Back Credit To Fit Your Style
There is an unlimited array of cash back cards to choose from. Cash back credit cards range from low interest to high interest and from minimal cash back to a substantial amount of cash back. If you pay off your balances at the end of the month, you might benefit the most from a high interest cash back credit card. Here’s why: It doesn’t matter that the interest rate is so high; since you pay off your balance every month, you’ll never get caught making those interest payments. Plus, the high interest rate cash back credit cards tend to give you a larger percentage cash back.
Say you don’t pay off your credit card balance every month. Instead, you carry each balance from month to month, only making minimum payments. Don’t sweat. There are cash back credit cards that are perfect for you too. You’ll want to choose a cash back credit card that has a lower interest rate. Because you don’t pay off your balance every month and end up paying interest on your balance, you’ll want to keep your interest payment as low as possible. The best way to do this is to get a cash back credit card that has a low rate. With the low rate however, you’ll probably earn a smaller percentage back. But, here’s the good news. You will probably earn enough cash back to have those interest payments paid for. You may even make a little bit more cash back to go to the movies or out to eat with.
Whatever your style, there is a cash back credit card for you. Each credit card offers different features and has different fees. Take a close look at what your spending style is and get the cash back credit card that works the best for you. Here are a few great cards to choose from:
Chase Free Cash Rewards
- Earn 1% cash back for every dollar you spend
- Earn up to 10% cash back at select retailers
- 0% fixed APR for the first 12 months
- No annual fee
- Get 1,000 Bonus Points after you make your first purchase
- For every 2,500 points you earn, choose between a $25 check or a $25 gift card
Clear from American Express
- Get 1% cash back on all eligible purchases
- For every 2,500 points you earn, you’ll get a $25 check
- Get a free credit report with your credit score every 12 months-
- 0% APR for the first 12 months
- No fees of any kind (annual, late, over-limit, cash advance or balance fees)
Discover Motiva
- Get .25% cash back on your first $1500 you spend each year
- Earn .50% cash back on annual purchases between $1500 and $3000
- Earn 1% cash back on any purchases over $3000
- Get additional rewards every time you pay your bills on time (2 times per year)
True Earnings Card from Costco and American Express
- Get 3% back on all gasoline purchases
- Get 3% back on purchases at restaurants
- Get 2% back on travel purchases
- Earn 1% cash back on all other purchases (including purchases made at Costco)
- It is an American Express credit card and a Costco membership card in one
- 0% APR for the first 3 months
- No annual fee with a paid Costco membership
These are just a few popular cash back credit cards. As you can see from these few examples, there is a card for everyone and for every style. Get more from your credit card…get cash back. Get a cash back credit card that is going to reward you for your spending style.
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