The Worst Department Store Credit Card
The Worst Department Store Credit Card
What is the worst department store credit card? Sears. Sears. Sears. Sears. Sears. Have I made myself clear? Sears has a fantastic way to sucker people into opening one of their fabulous credit card accounts and then keeping them attached to it for years on end.
Off the top of my head, I know at least five different people that stopped shopping at Sears years ago. However, these five people are still making payments to the department-store-giant. No, these people didn’t get over their head in Sears debt. Rather, Sears has a way of enslaving innocent consumers to their Sears credit card account.
Sears has the highest interest rate of any other department store. Sure, they offer a huge selection of different products. But, if you are going to end up paying $100 in interest on a $50 product, is it really worth it? Not to mention, Sears has recently teamed up with some pretty (excuse me here for a second) sketchy stores. Its new main sister store is KMart. Has anything of value ever come from KMart? Just checking.
Sears may have been worth it years ago, but probably not. It is so much more advantageous to use a reward credit card. You aren’t limited to buy things from one particular store. Instead, you can earn points for free merchandise at many different stores. After all, Sears can’t provide ALL of your shopping needs. Wal-mart can’t even do that. It makes more sense to use a credit card that has a much lower interest rate and one that will actually benefit you later on.
Don’t get a Sears card. It is the worst one out there. If you already have a Sears card, cut it up into teeny, tiny pieces. If you’ve already done this, pay off your balance a.s.a.p. Get a reward credit card. You will save a great deal of money and you’ll earn free merchandise in the process.
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