Tis the season to use your credit card! What better time of year than the holiday season to build credit, gain rewards, and take advantage of the convenience of your credit card. As you embark on this year’s gift giving keep in mind that by simply using your credit card to purchase those gifts you can earn that much needed cash back or those vacation points for your winter getaway, and do it all with out the usual hassle of waiting a check or keeping your debit account stocked.

Many retail stores and also online businesses have made it just as convenient to use your card as it is to just use cash, so dust off that credit card and be the smart shopper by using it for all of your holiday needs. Some retail stores even offer added incentive to use your credit card such as an additional percentage off your balance or even a free gift at purchase. If you already have that Christmas fund ready and waiting for your holiday spending then keep it safely stored in your bank account until the season comes to an end, then use that cash to pay off your holiday tab and wa-la! You’ve just earned yourself your own personal reward (whatever your credit card offers) for being a smart consumer. It’s that easy!

In case you haven’t found enough reason to shop with your credit card this holiday season, another benefit is that by doing so you will automatically have an itemized reference to refer to all year long; the general amount you need saved for the next year of holiday shopping, a reminder of the stores you shopped, and also a reminder of those rewards you earned!

This entry was posted on Friday, November 7th, 2008 at 9:27 am and is filed under Credit Card Offers. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.